No. I'm not talking here about the outdoor activity enjoyed by many. And no again; I did not misspell it. Phishing is the name given to the latest online scam where millions of unwary Americans are getting their identities stolen.
This fraudulent activity is considered the fastest growing crime of modern times. The favorite target groups of phishers seem to be very young children and senior citizens, as they do not often ask for credit reports, fill out credit card applications or solicit loans. This allows the thieves to go undetected for longer periods of time; but still, be careful. We all are potential targets.
Remember when throwing away unshredded documents with personal information in the trash bin was considered a big risk for identity theft? While this still happens, identity thieves have become more sophisticated in recent times, and this is how they do it?
Phishers create bogus e-mails that look as if they came from large, well-known institutions and banks, such as eBay, Paypal, Citibank, EarthLink, and Wells Fargo among others. These e-mails claim that you are due for an account update, or that the account number, password, social security number or other confidential information needs to be verified. Then they warn you, stating that if you do not do it within a certain period of time, that your account will be closed, terminated, the service discontinued, or something to that effect.
They even provide you with links to websites that look legitimate, because they hijack the real logos of these well known banks, and trusted institutions and companies. And that is the scary part? these e-mails look 100% legitimate, but they are not.
In some cases it goes even further? some of these phishers are installing spyware on your computer to monitor your online activities. So? should you leave the online world for good? Not necessarily.
These are a few things you can do to protect yourself from these scammers:
1. Do not respond to any e-mail that asks for personal information from you, such as account number, credit card number, user names, passwords, etc. If you suspect that the e-mail, indeed, be legitimate, contact your bank or institution to verify this.
2. When in doubt, visit the Anti-Phishing Working Group for an update of the latest scams, and tips to avoid becoming a victim. The website's URL is www.antiphishing.org
3. Websites like www.Paypal.com, www.citibank.com, and www.ebay.com, offer security tips and tell you what information they'd never ask for in an e-mail.
4. Get anti-virus software and keep it up-to-date.
5. If you suspect you have received a fraudulent e-mail, do not click on any links within it, and forward it to the FTC at uce@FTC.gov
Finally, if you suspect you've been a victim of this fraud, get a copy of your credit report immediately to check for unusual activity. If you discover that you've been a victim of identity theft, close your account at once and?
- Call the Credit Bureau.
- File a police report.
- Call the FTC ID theft hotline at (877)IDTHEFT.
- Alert other financial institutions where you have accounts.
According to the Anti-Phishing Working Group, phishers send millions of e-mails a day, getting about 5% response. Even with this low response, it is estimated that about 150,000 Americans have fallen prey to these scams since May of 2004. Get informed. Do not become a victim yourself.
==============================================
You have permission to publish this article electronically or in print, free of charge, as long as the bylines are included. A courtesy copy of your publication would be appreciated.
E-mail: marketingplanet1@aol.com
November, 2004.
==============================================
Tamara Baruhovich is the author of "Straight Talk about Network Marketing" A no hype, no B.S. e-course that shouldn't be missed if you are serious about starting a successful career in Network Marketing! Get your complimentary copy here? e-course04@aweber.com
express cleaning service Arlington Heights ..Q: I am so sick of all the spam that... Read More
You're not alone!Who hasn't surfed the web looking for information... Read More
5 Ways Spam Is Affecting Your Business And what we... Read More
Email is rapidly becoming the standard means of communication among... Read More
Am I Just Being Paranoid Or Are The Robots Out... Read More
Over the past few years you've all become familiar with... Read More
No doubt about it."Spam" (unsolicited commercial email) threatens to paralyze... Read More
The first thing I do every morning when I wake... Read More
Did you know that there are software programs that view... Read More
Spammers get email addresses from web pages using programs called... Read More
Most of us have opened our email program and found,... Read More
Do you get bounced, or rejected emails sent by someone... Read More
Spam can bring down your website faster than a speeding... Read More
How would you feel if you found a link on... Read More
I'm sure you find spam just as frustrating and annoying... Read More
In a word Bayesian spam filters are "intelligent". Bayesian spam... Read More
It absolutely amazes me how many people over-react to receiving... Read More
You may have already received a do not spam list... Read More
As the flood of spam increases end users are looking... Read More
Effectively stopping spam over the long-term requires much more than... Read More
What's the big deal? All you read on the internet... Read More
No. I'm not talking here about the outdoor activity enjoyed... Read More
The harmful affects of pornography use and addiction are well... Read More
A hearty welcome to all the spam fighting filters and... Read More
1. Ignore Spam EmailDo not open an unsolicited email. Spammers... Read More
tidy up service Arlington Heights ..Effectively stopping spam over the long-term requires much more than... Read More
News last week that Internet service provider Verizon settled its... Read More
1. Ignore Spam EmailDo not open an unsolicited email. Spammers... Read More
Junk mail works. Why does it work? How does it... Read More
A friend of mine received a chilling email message from... Read More
We all hate spam and get way too much of... Read More
Spam filter is the solution that most people resort when... Read More
The first thing I do every morning when I wake... Read More
If you are buried in SPAM then you're not alone.... Read More
There are hundreds of thousands of people who are trying... Read More
What comes to your mind when you think about your... Read More
When you go to your mailbox and find pieces of... Read More
Block Spam and Other Email Threats From Entering Your Gateway... Read More
E-mails now have a connection back to their servers. I... Read More
You may have already received a do not spam list... Read More
Email is rapidly becoming the standard means of communication among... Read More
Spam can bring down your website faster than a speeding... Read More
Spam filters are responsible for deleting a high percentage of... Read More
Google is engaged in a war. It is a war... Read More
Before we start getting deep into the meat of this... Read More
Q: I am so sick of all the spam that... Read More
Spam, as defined in the context of computers, the Internet... Read More
5 Ways Spam Is Affecting Your Business And what we... Read More
With the number of spam filtering solutions increasing each week... Read More
Effectively stopping spam over the long-term requires much more than... Read More
Spam Blocking |