No. I'm not talking here about the outdoor activity enjoyed by many. And no again; I did not misspell it. Phishing is the name given to the latest online scam where millions of unwary Americans are getting their identities stolen.
This fraudulent activity is considered the fastest growing crime of modern times. The favorite target groups of phishers seem to be very young children and senior citizens, as they do not often ask for credit reports, fill out credit card applications or solicit loans. This allows the thieves to go undetected for longer periods of time; but still, be careful. We all are potential targets.
Remember when throwing away unshredded documents with personal information in the trash bin was considered a big risk for identity theft? While this still happens, identity thieves have become more sophisticated in recent times, and this is how they do it?
Phishers create bogus e-mails that look as if they came from large, well-known institutions and banks, such as eBay, Paypal, Citibank, EarthLink, and Wells Fargo among others. These e-mails claim that you are due for an account update, or that the account number, password, social security number or other confidential information needs to be verified. Then they warn you, stating that if you do not do it within a certain period of time, that your account will be closed, terminated, the service discontinued, or something to that effect.
They even provide you with links to websites that look legitimate, because they hijack the real logos of these well known banks, and trusted institutions and companies. And that is the scary part? these e-mails look 100% legitimate, but they are not.
In some cases it goes even further? some of these phishers are installing spyware on your computer to monitor your online activities. So? should you leave the online world for good? Not necessarily.
These are a few things you can do to protect yourself from these scammers:
1. Do not respond to any e-mail that asks for personal information from you, such as account number, credit card number, user names, passwords, etc. If you suspect that the e-mail, indeed, be legitimate, contact your bank or institution to verify this.
2. When in doubt, visit the Anti-Phishing Working Group for an update of the latest scams, and tips to avoid becoming a victim. The website's URL is www.antiphishing.org
3. Websites like www.Paypal.com, www.citibank.com, and www.ebay.com, offer security tips and tell you what information they'd never ask for in an e-mail.
4. Get anti-virus software and keep it up-to-date.
5. If you suspect you have received a fraudulent e-mail, do not click on any links within it, and forward it to the FTC at uce@FTC.gov
Finally, if you suspect you've been a victim of this fraud, get a copy of your credit report immediately to check for unusual activity. If you discover that you've been a victim of identity theft, close your account at once and?
- Call the Credit Bureau.
- File a police report.
- Call the FTC ID theft hotline at (877)IDTHEFT.
- Alert other financial institutions where you have accounts.
According to the Anti-Phishing Working Group, phishers send millions of e-mails a day, getting about 5% response. Even with this low response, it is estimated that about 150,000 Americans have fallen prey to these scams since May of 2004. Get informed. Do not become a victim yourself.
==============================================
You have permission to publish this article electronically or in print, free of charge, as long as the bylines are included. A courtesy copy of your publication would be appreciated.
E-mail: marketingplanet1@aol.com
November, 2004.
==============================================
Tamara Baruhovich is the author of "Straight Talk about Network Marketing" A no hype, no B.S. e-course that shouldn't be missed if you are serious about starting a successful career in Network Marketing! Get your complimentary copy here? e-course04@aweber.com
Mokena prom limo .. Lockport Chicago limo O’HareA Privacy Policy can be defined as the policy under... Read More
If you are buried in SPAM then you're not alone.... Read More
Let me ask a couple of questions:If (potential) customers sends... Read More
Until recently, spam has been an annoyance, a definite load... Read More
Effectively stopping spam over the long-term requires much more than... Read More
Will other spammers take heed? Don't count on it.Jeremy Jaynes... Read More
Spam, as defined in the context of computers, the Internet... Read More
What comes to your mind when you think about your... Read More
Spam is everywhere. It's the "in-box lunch meat" nobody likes,... Read More
Phishing is rapidly becoming on the largest threats to your... Read More
A friend of mine received a chilling email message from... Read More
It's a nightmare isn't it? You fire up your email... Read More
Before we start getting deep into the meat of this... Read More
You just sat at your desk, opened your email account... Read More
As the flood of spam increases end users are looking... Read More
Junk e-mail or spam has become the scourge of the... Read More
This review is taken DIRECTLY from a piece of "junk... Read More
We've all become familiar with the term spam. It's become... Read More
How would you feel if you found a link on... Read More
Spam is out of control! I guess that would be... Read More
Did you know that there are software programs that view... Read More
The lifeblood of the spammer is email. They need to... Read More
What's the big deal? All you read on the internet... Read More
Spam. Those annoying, time-consuming emails that clog your Inbox and... Read More
Do you like spam? No, I'm not kidding. Everybody knows... Read More
Mokena Chicago limo O'Hare ..Unless the filters on your computer are really good, you're... Read More
Effectively stopping spam over the long-term requires much more than... Read More
Phishing is rapidly becoming on the largest threats to your... Read More
A friend asked me: I don't get it. Why do... Read More
E-mails now have a connection back to their servers. I... Read More
Why is someone from India, Africa, or elsewhere writing you... Read More
Marketers usually think of anti-spam tactics as 'how to prevent'... Read More
Are you tired of spam stealing your time, your money,... Read More
Each day we all face the same challenge. Spam. It... Read More
For years I didn't worry much about spam.But lately it's... Read More
Do you get bounced, or rejected emails sent by someone... Read More
Before we start getting deep into the meat of this... Read More
In today's spam-filled email world, it's sometimes VERY difficult to... Read More
Very often SPAMMERS take advantage of catch-all email setup on... Read More
Although there still seem to be some differences among the... Read More
I. BACKGROUNDThe CAN-SPAM Act of 2003 (Controlling the Assault of... Read More
We all hate spam and get way too much of... Read More
With SPAM being such a problem it might seem the... Read More
In 1998, nearly 10% of all email traffic on the... Read More
Junk e-mail or spam has become the scourge of the... Read More
Spam is annoying. Period. Why people would want to send... Read More
There are hundreds of thousands of people who are trying... Read More
Your message is not being delivered.If you send emails to... Read More
About a month ago I had the privilege of giving... Read More
Spam filters are responsible for deleting a high percentage of... Read More
Spam Blocking |