Market Timing

Every broker and financial planner will tell you that you cannot time the stock market. I saw John Bogle, the great seer of Vanguard, on CNBC saying it can't be done. Of course, it is easy to understand why he and every other mutual fund manager would say that as they would have a problem managing huge inflows and outflows of money and he was buying and holding during the 18-year bull from 1982 to 2000.

Every successful hedge fund managers knows that Buy and Hold is death for capital investment. Hedge fund managers are different than regular mutual fund managers in that they only get paid when they make a profit for their investors. Wouldn't it be refreshing if we could have that happen for the mutual funds you own. Last year 90% of all stock mutual funds lost money and the average fund manager made about $300,000.

To be invested in a hedge fund you must be a "qualified investor". That means you need to show an income of $200,000 a year for the last 2 years and have a net worth of $1,000,000. It is the old story of the rich get richer. The reason is simple. They don't put money with money mangers who can't manage money. Hedge fund managers must make profits or starve. The Securities and Exchange Commission should allow this type of investment for small investors, but they don't. Why don't you write them a letter and ask 'why'?

To protect your cash in your IRA, 401K, SEP, trust or just plain stock account you can learn to use market timing. There is one very simple timing method that anyone can master and you don't have to be a mathematical genius or even the least bit market savvy to do it.

From 1950 to the year 2000 the Dow Jones Industrial Average gained 10,534 points. That is a pretty long time period so it is a very good sample. According to the Stock Trader's Almanac (2002 edition) a $10,000 investment using only the S&P500 Index your account would have increased by $11,408 if you had been invested just during May through October. Pretty shabby. However, if you were invested only from November through April that same $10,000 would have gained $314,056. Cowabunga! Who says you can't time the market?

If you were invested in a broad market index fund of any kind and switched to a money market during the Spring and Summer periods and been fully invested during the Fall and Winter you could be one of those qualified investors. You could have made an extra 700%. That's real money. And there are better timing models.

Anyone can do this, but brokers tell you you have to be fully invested all the time. Nonsense. They are worried you might take your money out. Cash is a position. They will tell you it is too simplistic, but that is the beauty of it. Simple is always better.

This is the easiest of all timing models I know and it works. Take some time to study it. It can only increase your net worth. And you will sleep better.

Al Thomas' book, "If It Doesn't Go Up, Don't Buy It!" has helped thousands of people make money and keep their profits with his simple 2-step method. Read the first chapter at http://www.mutualfundmagic.com and discover why he's the man that Wall Street does not want you to know.

http://www.mutualfundmagic.com; 1-888-345-7870

efficient cleaning crew Northbrook ..

In The News:

Viral video shared by Elon Musk shows Tesla's Optimus humanoid robots performing tasks from cooking to construction, garnering over 58.5 million views on social media.

Chinese hackers used Anthropic's Claude AI to launch autonomous cyberattacks on 30 organizations worldwide, marking a major shift in cybersecurity threats.

Apple's new Sleep Score feature gives you a rating for your nightly rest quality. Learn how to set it up on your Apple Watch and iPhone today.

Essential phone settings to enable before losing your device, including Find My network, location services and security features for iPhone and Android.

The Fox News AI Newsletter gives readers the latest AI technology advancements, covering the challenges and opportunities AI presents.

Cybersecurity research shows weak passwords remain a major threat, with simple patterns and number sequences putting millions of accounts at risk.

New Android malware BankBot YNRK silences phones, steals banking data and drains crypto wallets automatically. Learn how this advanced threat works.

FDA approves first human trial for Paradromics' brain-computer interface that could restore speech for paralyzed patients through neural technology.

New phishing platform QRR targets Microsoft 365 users across 1,000 domains in 90 countries. Learn how to spot fake login pages and protect your accounts.

OpenTable now uses AI to track your dining habits and share insights with restaurants. Learn what data they collect and how to protect your privacy.

Google's discontinued Nest thermostats still secretly upload home data to company servers despite losing smart features, raising serious privacy concerns.

New Android malware NGate steals NFC payment codes in real-time, allowing criminals to withdraw cash from ATMs without your card. Learn protection tips.

DoorDash confirms data breach exposing customer names, emails, addresses after social engineering attack. Learn how to protect yourself from scams.

Concerned about Google's AI scanning your Gmail? Learn how to disable Gemini features that access your emails, Drive files and Chat messages for privacy.

Google warns Android users about dangerous fake VPN apps hiding malware that steals passwords, banking details and personal data from phones and tablets.

Apple's digital passport feature lets iPhone users breeze through TSA checkpoints this holiday season using Digital ID technology at 250+ airports.

A new phishing scam targets family photos with fake "Cloud Storage Full" alerts. Criminals steal credit card information through fake sites. Learn protection tips.

South Korean scientists create ultra-thin fabric muscles that turn clothes into robotic assistants, lifting 33 pounds while weighing under half an ounce.

Archer Aviation has acquired Hawthorne Airport for $126M to launch an LA air taxi network ahead of the 2028 Olympics, featuring AI-powered eVTOL operations and next-gen aviation tech.

Stay up to date on the latest AI technology advancements and learn about the challenges and opportunities AI presents now and for the future.

Fake AI apps disguised as "ChatGPT" and "DALL·E" are flooding app stores with dangerous malware that steals data and monitors users without detection.

Fake buyers demand specific vehicle reports from unknown sites to steal credit card information from car sellers, but warning signs can help identify these scams before paying.

Android users can now manage apps across multiple devices more easily with Google Play Store's updated remote uninstall button in the latest update.

NASA's Perseverance rover discovers shiny metallic rock on Mars that could be a meteorite from an ancient asteroid, containing high levels of iron and nickel.

Holiday scams spike during Black Friday and Cyber Monday as criminals exploit your leaked personal data. Learn how to protect yourself from fake stores and phishing.

Market Timing

Stocks & Mutual Fund