Performance Funds

Mutual funds are doing more and more to discourage investors from leaving them and taking their money to a better performing fund. What does better performing mean? It has nothing to do with who the manager is, what the expense ratio is or how well they performed over the past 5 or 10 years.

Remember the old one, "What have you done for me lately?" That is the ONLY thing that counts. If you ever expect to make money in the stock market you must take the time to find the best performing no-load, no-redemption fee funds that are going up the fastest during the past 3 and 6 months. Usually any fund that has done well for a year or more has just about run its course and once it starts weakening in its upward movement, goes flat and starts down it should be sold and replaced. This can easily be seen in a chart on your computer or at the library at www.bigcharts.com.

There are many funds that will advance at the rate of 1% per week. Yes, per week, but you must find them. It is certainly worth the effort. There are services you can buy such as No-Load FundX; however, there are many free areas on the Internet that will locate excellent funds such as Bar Charts (http://www2.barchart.com/funds.asp , Bloomberg http://quote.bloomberg.com/apps/data?pid=mutualfunds and Yahoo www.yahoo.com/finance as well as Investor's Business Daily newspaper that lists the best 3-month and 6-month performers each week. Be careful to check with the fund or your broker that there are no hidden fees. Those that charge a commission do NOT outperform those that have no loads (commission).

Most full service brokers will not sell you no-load funds so you will have to own an account with a discount broker such as Ameritrade, Scottrade or Brown & Company. Many of the well known discount brokers such as Fidelity, Schwab and Waterhouse have adopted hidden fees.

Brokers and financial planners will tell you not to switch around, but that is because they have not learned their trade. It also might mean they are too lazy to do their job. If you remain with a weak fund you will have a weak return or even lose money.

I may sound too harsh in my criticism of brokers and financial planners, but I have hired more than 300 brokers when I owned a brokerage company and I know that only about 1% (yes, one) know how to make money and protect capital. You have to find a good one or take charge yourself.

There may be times when very few, if any, funds are going up. Then you will be in cash in a money market. CASH IS A POSITION. Performance also includes not losing while the market is going down.

Knowing how and when to switch will double or triple your returns and most importantly you will not lose profits you have made. Stay with the best performers at all times.

Al Thomas' book, "If It Doesn't Go Up, Don't Buy It!" has helped thousands of people make money and keep their profits with his simple 2-step method. Read the first chapter at http://www.mutualfundmagic.com and discover why he's the man that Wall Street does not want you to know.

elite cleaning services Mundelein ..

In The News:

Major Marquis fintech breach exposes 400,000-plus Americans' data through unpatched SonicWall vulnerability, with Texas hardest hit at 354,000 affected.

Free up iPhone storage fast by clearing large photos and videos from Messages app. Simple steps for iOS users to delete attachments without losing chats.

Scammers are flooding inboxes with fake tracking alerts that mimic real carriers, exploiting the holiday rush to steal logins and personal data.

The Fox News AI Newsletter brings you the latest news on AI technology advancements and the challenges and opportunities AI presents now and for the future.

Texas family reunites with missing 11-year-old cat Grayson after 103 days using Petco Love Lost's AI photo matching technology and community help.

Tired of AI customer service loops? These insider tricks help you escape "frustration AI" and get real human help when you need it most for urgent issues.

Unlock richer audio from your streaming apps with simple tweaks to volume normalization, equalizer settings, and quality preferences for cleaner sound.

Scammers are sending fake Facebook settlement payout emails that mimic legitimate notices from the privacy settlement administrator to deceive users.

Holiday shopping scams surge as fake refund emails target distracted consumers during Black Friday and holiday seasons, costing Americans billions annually.

The AI-powered IRMO M1 exoskeleton features four modes, including turbo, eco, training and rest for hiking, running, cycling and sports with eight-hour battery life.

OpenAI announced upgrades for its ChatGPT Images platform on Tuesday, saying the program can now make more precise edits and produce images more quickly.

Chrome for Android now turns web articles into AI-powered podcast conversations. Get hands-free browsing with Google Gemini's natural audio summaries.

LastPass faces $1.6 million fine from U.K. regulators after 2022 data breach exposed 1.6 million users. Password manager failed proper security controls.

Petco disclosed a data breach exposing customer Social Security numbers, financial account details, and driver's license information due to a software error.

Baseball teams can now analyze complete swing mechanics in normal training environments using Theia's markerless AI system that processes standard high-speed footage.

Smart home hacking fears overblown? Expert reveals real cybersecurity risks and simple protection tips to keep your connected devices safe from hackers.

MIT develops needle-free glucose monitor using light technology. Revolutionary device could replace painful finger pricks for diabetes management.

The ClickFix campaign disguises malware as legitimate Windows updates, using steganography to hide shellcode in PNG files and bypass security detection systems.

Researchers from Osaka Metropolitan University designed a 21-foot dome that combines aquaculture and hydroponics to create a self-sustaining urban food system.

The Fox News AI Newsletter gives readers the latest AI technology advancements, covering the challenges and opportunities AI presents.

ChatGPT data breach exposes personal info of users through partner Mixpanel. OpenAI confirms names, emails compromised in security incident.

Android rolls out Emergency Live Video for 911 calls, letting dispatchers see real-time scenes during emergencies. Great for holiday travel safety.

Malicious Chrome and Edge extensions collected browsing history, keystrokes and personal data from millions of users before Google and Microsoft removed them.

Google's new Call Reason feature lets Android users mark calls as urgent before dialing, displaying an urgent label to recipients using Phone by Google app.

Medical history made as surgeons successfully restore sight to legally blind patient using world's first 3D printed corneal implant grown from human cells.

Performance Funds

Stocks & Mutual Fund