Whos Calling?

Its dinnertime and the phone rings. It's Joe Noname with SuchNSuch Investment Company and has he got a deal for you.

Joe wants to be friendly and engage you in a few not-too-personal questions just to break the ice before he gets into his too-good-too-be-true pitch. Stock, oil, Internet, telecommunications, you name it.

Joe tells you about his company's credentials and how they are "affiliated" with some big New York bank or investment house - a name that everyone knows and trusts. And Joe also wants you to know how experienced he is and he came from a big, well-known brokerage house because this deal was too good to pass up and he wanted everyone to know about it. He has even bought shares in it himself. And pigs can fly!

He carefully mixes truth with unsubstantiated material, which appears to be fact. His company is registered (probably true) and approved by the Securities and Exchange Commission (lie, they don't approve of any company) and is affiliated with AT&T or Bill Gates (a lie, but very hard to check out). He interweaves little lies and big ones so it all sounds credible.

This investment is so good it is underwritten by the big brokerage house Morgan Stanley and guaranteed by MCI or some other big name. Furthermore, we guarantee your investment because you are paid first before any dividends are paid to any other shareholder. This is a "no-risk" investment. The last time our company had one of the high quality investments all the investors made 500% on their money in less than 18 months. Isn't that great! I wish I had some of the first offering; I'd be rich now. Joe will probably quote you some stock offering like Yahoo or Intel that did make this kind of return or even more, but you can be assured this company had nothing to do with it.

"Mr. Mushroom, don't miss out on this as there are only a limited number of shares my company is allowing me to offer. How much cash do you have you would like to make 500% on at this time? $5,000. I'll tell you what I'll do, I'll reserve a thousand shares for you and give you the option to pick up another 10,000 shares any time in the next 30 days provided you can wire in the first $5,000 immediately." Be careful of any offer where they must have the cash now, immediately, before yesterday. Or Joe is going to send you papers via FedX and you must return them immediately. And always kiss your money goodbye before you send it because that is the last time you will ever see it.

Ask for their address. If it is a P.O. box you know it is a scam. Whatever he tells you make sure it is not one of those mailbox businesses. Joe is either in a boiler room or calling you from home. Get his office phone number and home number. Ask him where he got your name.

In a nutshell here is what you want to listen for: The return is illogical (too good), his credentials are uncheckable, the names he drops are almost impossible to verify, it is a "no-risk" deal, they won't give you time to check them out (FedX) and you really don't know where they are located.

When Joe Noname calls I am polite and firm and just, very quickly, even before he gets into his pitch, say, "Thanks for the call, Joe, but I'm not interested" and I immediately hang up. Joe prefers this also because now he can go on to the next sucker.

Please, don't ever send money to a voice on the phone.

Al Thomas' book, "If It Doesn't Go Up, Don't Buy It!" has helped thousands of people make money and keep their profits with his simple 2-step method. Read the first chapter at http://www.mutualfundmagic.com and discover why he's the man that Wall Street does not want you to know.

1-888-345-7870; http://www.mutualfundmagic.com

kitchen deep cleaning Deerfield ..

In The News:

Unlike robotaxi competitors, Tensor focuses on consumer-owned self-driving cars that adapt to highways and urban roads with full redundancy systems for safety.

Medicare scams cost $54 billion in 2024 as fraudsters target beneficiaries with fake calls demanding payments and personal information to steal benefits.

Scammers create fake Evite invitations that mimic legitimate event emails, requiring users to verify senders and use antivirus software for protection.

The new Apple Watch hypertension feature passively monitors blood pressure patterns over 30 days using sensors to detect chronic high blood pressure signs.

Chrome extension spyware disguised as a free VPN service highlights security risks after it captured private browsing data from trusted sites.

New research shows how fatty acids in cooking oil can safely dissolve and recover silver from circuit boards without harmful chemicals or environmental damage.

The Fox News AI newsletter gives you information on the latest AI technology advancements, and about the challenges and opportunities AI presents now and for the future.

Anthropic investigates alarming AI abuse case where hacker automated entire cybercrime campaign using Claude, stealing sensitive data from defense and healthcare firms.

TikTok, Meta and YouTube restrict Charlie Kirk shooting videos with age gates and warnings while X faces criticism for allowing continued circulation.

Cybercriminals use fake troubleshooting websites to trick Mac users into running terminal commands that install Shamos malware through ClickFix tactics.

San Francisco startup Fable launches Showrunner, an AI platform dubbed the 'Netflix of AI' that generates animated episodes from text descriptions with Amazon support.

Apple raised iPhone prices for some models despite receiving tariff relief from President Donald Trump, with the new lineup starting at $799 for the base model.

A two-story 3D concrete printed home in Western Australia demonstrates faster construction methods that could reshape American housing amid rising costs.

Credit scores remain important during retirement for insurance rates and housing applications, while seniors become prime targets for identity theft and financial scams.

Scammers now send unexpected packages with QR codes that redirect victims to fraudulent websites or download malicious software to steal sensitive information.

Meeting AI tools record private conversations alongside work discussions, creating privacy risks that can be managed with proper settings and awareness.

Hotel privacy concerns are valid but rare, with methods to detect hidden tech using smartphone flashlights, mirror tests and scanning apps.

Improve your Wi-Fi speed and reliability with 10 simple router optimization tips that don't require special apps or expensive subscriptions.

A Columbia University breach exposed names, Social Security numbers and academic records of nearly 869,000 people, with notifications beginning in August.

Rental car drivers use AI-powered apps like Proofr to protect themselves from unfair damage fees as major companies deploy automated inspection tools.

Fox News' AI newsletter brings you the latest on technology advancements around artificial intelligence.

OnTrac data breach between April 13-15, 2025, exposed personal information of over 40,000 people including Social Security numbers and medical records.

A woman named Wika announces her engagement to an AI chatbot sparking worldwide debate about virtual relationships and technology.

The notorious people search site National Public Data relaunches despite a previous breach affecting 3 billion individuals, raising fresh privacy concerns.

Revolutionary TRAUMAGEL gel controls life-threatening bleeding from gunshot wounds and traumatic injuries, helping first responders prevent prehospital deaths.

Whos Calling?

Stocks & Mutual Fund