Be aware that 40 million crooks obtained credit card numbers this past year, "Be Suspicious". Also be aware that most identify theft is not reported, especially when it involves family members, so the statistics are off. These statistics show that consumers lost $5 billion last year when in actuality it is closer to $50 billion. There have been an estimated 9.9 million victims in America.
In a recent article in MSN Money their research showed that 32% of people said they had been a victim of identity fraud by a friend or family, and 13% were victimized by a co-worker. Beware! These people know your patterns and habits.
? Contact the fraud departments of the three major credit bureaus, to place a fraud alert on your credit file.
? Close all accounts that have been affected and request copies of fraud-dispute forms and complete and return immediately. Keep copies!
? File a police report in each jurisdiction the theft occurred
? Send copies of the report to your creditors or anyone that requires proof of the crime
? File a complaint with the FTC (800-IDTHEFT or www.consumer.gov/idtheft) and Post Office
? Contact the Identity Theft Resource center at 858-693-7935 or www.idtheftcenter.org
? Request a new driver's license from the state of motor vehicles and have a fraud report attached to your driving record.
? Notify check-verification firms about any fraudulent checks:
International check service 800-526-5380
Telecheck 800-927-0755
Certegy Check Services 800-437-5120
? Call 1-888-CALL-FCC and file a complaint.
? Change your passwords and PIN immediately.
Michelle Dunn has over 17 years experience in credit and debt collection. She is the founder of Never Dunn Publishing, LLC, is a writer, consultant and the Editorial Advisor for Eli Financial Debt Collection Compliance Alert Newsletter. Michelle started M.A.D. Collection Agency and ran is successfully for 7 years. She owns and runs Credit & Collections.com a free online community for credit and business professionals.
She has written 5 books in her Collecting Money Series and is currently writing a book for the Streetwise Series, part of the Adams Media Corporation. For more information on Michelle's services or to order any of her books please email her at michelle@michelledunn.com or visit michelle@michelledunn.com & michelle@michelledunn.com
Wood Dale Chicago prom limo .. Lockport Chicago limo O’HareYou have a great idea you know is a winner.... Read More
Being appropriately dressed is essential in making good impressions in... Read More
1. Get to know people. First meet those people in... Read More
Please don't think I am calling you a "moron" to... Read More
In Jack Canfield and Mark Victor Hansen's original "Chicken Soup... Read More
Having business partner or planning to start a business with... Read More
Google is the pre-eminent search engine (SE) with no close... Read More
Ever lost a sale you thought was in the bag?... Read More
Never in history have more entrepreneurs launched more new businesses!... Read More
Are the endless lists of Top-7's and Top-10's taxing your... Read More
Web Site Blues? Need one, don't know where to start?... Read More
There are many places you can get books, and I... Read More
Your business card is a valuable piece of real estate... Read More
From an employee's perspective, management often conducts itself in ways... Read More
A lot of people are at a loss when it... Read More
Which one are you? An effective IT project manager, able... Read More
Do you find great joy in being a coach? If... Read More
In my career, I have had a total of 3... Read More
So how do you eliminate your competition without bloodshed? You... Read More
10. Procrastination Condemnation - Lose the Labels! All those things... Read More
1. Combine Emotion and LogicConsumers buy because the want to... Read More
If you've been thinking of starting a business on the... Read More
In building and runnng an independent private practice or small... Read More
If you are like me, you are living some distance... Read More
If you have a business on the Internet you should... Read More
Antigo wedding limo ..Are you ready for a BASH? Have you ever been... Read More
If you're a beginner, starting a website doesn't have to... Read More
1) Prepare a realistic business plan.Think of this as your... Read More
Email etiquette is the key to help calm down anxious... Read More
1. Admit there is a problem.The very first step in... Read More
Do you run a business that seems to run you?... Read More
1. Use subheads throughout your ad copy.Subheads are great to... Read More
Talking is the least important half of any conversation. Listening... Read More
Imagine if you were going to address a stadium full... Read More
While some new business owners face the issue of not... Read More
1. Make a clear, specific commitment to what you want.... Read More
So you have set up your company, fairly established and... Read More
Studies have proven that there is one reason why people... Read More
If you are thinking of starting a new business, or... Read More
Clarity is an absolutely essential ingredient for you to achieve... Read More
When sending mail to clients and potential clients, make your... Read More
There are many places you can get books, and I... Read More
Which one are you? An effective IT project manager, able... Read More
From an employee's perspective, management often conducts itself in ways... Read More
Here are a few ideas to get you started, all... Read More
1. Outsource what takes you too long to doWhen you... Read More
Almost daily, newspapers, business magazines, radio and television carry reports... Read More
The 2004 election is over--at least in the minds of... Read More
How much is your data worth to you? In this... Read More
Have you put a lot of effort, time, and money... Read More
Top Quick Tips |