Be aware that 40 million crooks obtained credit card numbers this past year, "Be Suspicious". Also be aware that most identify theft is not reported, especially when it involves family members, so the statistics are off. These statistics show that consumers lost $5 billion last year when in actuality it is closer to $50 billion. There have been an estimated 9.9 million victims in America.
In a recent article in MSN Money their research showed that 32% of people said they had been a victim of identity fraud by a friend or family, and 13% were victimized by a co-worker. Beware! These people know your patterns and habits.
? Contact the fraud departments of the three major credit bureaus, to place a fraud alert on your credit file.
? Close all accounts that have been affected and request copies of fraud-dispute forms and complete and return immediately. Keep copies!
? File a police report in each jurisdiction the theft occurred
? Send copies of the report to your creditors or anyone that requires proof of the crime
? File a complaint with the FTC (800-IDTHEFT or www.consumer.gov/idtheft) and Post Office
? Contact the Identity Theft Resource center at 858-693-7935 or www.idtheftcenter.org
? Request a new driver's license from the state of motor vehicles and have a fraud report attached to your driving record.
? Notify check-verification firms about any fraudulent checks:
International check service 800-526-5380
Telecheck 800-927-0755
Certegy Check Services 800-437-5120
? Call 1-888-CALL-FCC and file a complaint.
? Change your passwords and PIN immediately.
Michelle Dunn has over 17 years experience in credit and debt collection. She is the founder of Never Dunn Publishing, LLC, is a writer, consultant and the Editorial Advisor for Eli Financial Debt Collection Compliance Alert Newsletter. Michelle started M.A.D. Collection Agency and ran is successfully for 7 years. She owns and runs Credit & Collections.com a free online community for credit and business professionals.
She has written 5 books in her Collecting Money Series and is currently writing a book for the Streetwise Series, part of the Adams Media Corporation. For more information on Michelle's services or to order any of her books please email her at michelle@michelledunn.com or visit michelle@michelledunn.com & michelle@michelledunn.com
Brookfield limo Midway .. Lockport Chicago limo O’HareGood Speakers need good listening skills to become Great CommunicatorsSpeakers... Read More
Google is the pre-eminent search engine (SE) with no close... Read More
10 Ways to Boost your ProfitabilitySo many business owners work... Read More
If you are like me, you are living some distance... Read More
Here are a few ideas to get you started, all... Read More
From an employee's perspective, management often conducts itself in ways... Read More
Looking for a manufacturer or supplier of home furnishings in... Read More
Every event you hold can be extremely successful. Apply these... Read More
Are you scratching your head after business events wondering why... Read More
1. Combine Emotion and LogicConsumers buy because the want to... Read More
Who doesn't have issues with organizing their inbox!? I receive... Read More
There are lots of benefits for some businesses to import... Read More
The number may seem grim for Web-based commerce. In 2004... Read More
We've heard numerous success stories of Internet entrepreneurs like Jeff... Read More
How do you focus on your urgent e-mail and organize... Read More
Have you ever found yourself having to scramble to organize... Read More
Ever lost a sale you thought was in the bag?... Read More
You have a great idea you know is a winner.... Read More
How much is your data worth to you? In this... Read More
If you have a business on the Internet you should... Read More
Always include a powerful signature on every email you send... Read More
Leadership, leadership development and leadership training are "Hot" issues in... Read More
Do your remember when you first ventured out in the... Read More
As a counselor, therapist or healing professional (massage therapist, physiotherapist,... Read More
If you've been thinking of starting a business on the... Read More
Medinah cheap limo ..1. Admit there is a problem.The very first step in... Read More
1. Make a clear, specific commitment to what you want.... Read More
At Macquarie University in the early '90s, three Australian early... Read More
Authors/publishers are great at getting their books written. Entrepreneurs know... Read More
Are you not sure what Business to buy? Need to... Read More
Creating a website is one thing, making it better is... Read More
Here are seven excellent ways to earn income from international... Read More
There are lots of benefits for some businesses to import... Read More
Do you plan events for the corporate world like product... Read More
If you are thinking of starting a new business, or... Read More
Many businesses lose money yearly because they don't think creatively... Read More
Having business partner or planning to start a business with... Read More
Not having a business card is as bad as using... Read More
Please don't think I am calling you a "moron" to... Read More
A lot of people are at a loss when it... Read More
Have you put a lot of effort, time, and money... Read More
I have some good news and I have some bad... Read More
If you've been thinking of starting a business on the... Read More
Cross cultural differences can and do impede upon communication and... Read More
Hey, as hard as this may be for you to... Read More
Web Site Blues? Need one, don't know where to start?... Read More
Are you ready for a BASH? Have you ever been... Read More
Clarity is an absolutely essential ingredient for you to achieve... Read More
1. Focus on the other Being known as a... Read More
Are you scratching your head after business events wondering why... Read More
Top Quick Tips |